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NPCI Certified | India's Most Reliable Bill Payment System

Instant Bill Payments for 20,000+ Billers Nationwide.

Process Electricity, Water, Gas, DTH, and Insurance payments securely, 24x7. Our BBPS platform guarantees real-time confirmation and a zero-failure rate for your customer transactions.

**RBI Mandate:** Highest Security Standards.

**24x7 Availability:** Seamless service, even on holidays.

**Instant Receipt:** Traceable Transaction IDs.

Discover Retailer Advantages
BBPS Bill Payment System

In-Depth: Understanding the BBPS Ecosystem

BBPS is more than just a payment gateway; it's a unified ecosystem ensuring security and standardization for all digital bill payments across India.

The Three Pillars of BBPS

BBPS operates on three fundamental pillars: **Standardization, Interoperability, and Reliability.** This ensures that whether you are paying an electricity bill in Mumbai or an insurance premium in Patna, the process, security check, and payment confirmation are uniform and instantaneous. This consistency builds immense trust with your local customer base.

  • **High Trust Factor:** Payments are validated directly by the Biller via the NPCI network.
  • **API Driven Speed:** Our direct API integration processes transactions faster than conventional methods.
  • **Scalability:** Easily handle high payment volumes, especially during month-end peaks.
BBPS Three Pillars

Comprehensive Biller Coverage: Serving Every Need

Our platform aggregates the maximum number of billers, guaranteeing that your customers find their service provider every time.

Electricity Board Payments

Covers all major state electricity boards (DISCOMs) including private and public sectors across India.

Piped Gas & LPG Services

Seamless bill payment for City Gas Distribution (CGD) companies and all major LPG providers nationwide.

FASTag & Toll Payments

Instant recharge and payment facility for all major FASTag providers for continuous highway travel.

Insurance Premium Payments

Life Insurance, Health Insurance, and General Insurance premium payments via a secure channel.

DTH and Cable Subscriptions

Recharge all leading DTH service providers with competitive margins and instant connection activation.

Loan & EMI Repayments

Process EMI repayments for microfinance institutions (MFIs), NBFCs, and housing loans quickly.

Boost Earnings with Added Services:

Go beyond recharge. Offer Money Transfer, Bill Payments, and more.

BBPS Bill Payment
Domestic Money Transfer
Mini ATM (M-POS)
FASTag Recharge
General Insurance
IRCTC Ticket Booking
BBPS Bill Payment
Domestic Money Transfer
Mini ATM (M-POS)
FASTag Recharge

Unlocking Value: Why Our Retailers Thrive

Beyond payments, we offer a comprehensive support system designed for high revenue generation and operational excellence.

Guaranteed Customer Loyalty

Bill payments are a monthly necessity. By providing a reliable, fast, and comprehensive BBPS service, you ensure repeat visits from every customer, drastically boosting your overall store traffic and ancillary sales.

Dedicated 24/7 Priority Support

Our specialized BBPS support team is available around the clock. Get instant resolution for reconciliation issues, transaction failures, or technical queries, ensuring minimal business disruption.

Auto-Reconciliation and Reporting

Forget manual tallying. Our system provides automated settlement reports, detailed transaction logs, and real-time wallet updates, simplifying your daily accounting and reconciliation process.

Zero Liability & Fraud Protection

Since the entire process is NPCI-certified and highly secure, the risk of fraud is minimized. Furthermore, our clear policy ensures zero liability for the retailer in case of any system-side failures.

Step-by-Step: The Retailer's Journey

A simple, four-step process for hassle-free bill payments on our platform.

Step 1: Customer Identification

Retailer enters the customer's Bill/Account ID or registered mobile number to fetch the pending bill amount instantly.

Step 2: Amount Confirmation

The system displays the exact amount due. Retailer verifies the bill details and the amount payable with the customer.

Step 3: Payment Processing

The retailer processes the payment using their digital wallet balance. The transaction is immediately initiated via the secure BBPS channel.

Step 4: Instant Confirmation

Customer receives a digital receipt with the unique BBPS Transaction ID (BBPS ID) confirming the successful payment.

Security Compliance

Unwavering Security and RBI Compliance

Trust is our currency. Our BBPS platform strictly adheres to the guidelines and standards set by the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI).

  • **256-Bit SSL Encryption:** Protecting all data transmission.
  • **PCI DSS Certified:** Maintaining global card security standards.
  • **Data Masking:** Ensuring sensitive customer data is never stored in plain text.
  • **Regular Audits:** Subjected to quarterly security audits to maintain robustness.
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Money Transfer Success Stories

High Earnings with Instant Money Transfer (DMT)

DMT, Bill Payments, और ATM सर्विस से रोज़ाना की कमाई! | Bihar & Jharkhand से सफल कहानियां

Ramesh
Ramesh Kumar Singh

Patna, Bihar

CSC Center Owner

"DMT सर्विस सबसे ज़्यादा चलती है। एक दिन में ₹1.5 लाख का मनी ट्रांसफर हो जाता है। कमीशन तुरंत वॉलेट में आता है, कोई टेंशन नहीं!"

Daily Earnings: ₹1,500+
Priya
Priya Sharma

Ranchi, Jharkhand

Internet Cafe Owner

"बिल पेमेंट और रिचार्ज में बहुत ग्राहक मिलते हैं। हर महीने ₹20,000 से ज़्यादा कमीशन आसानी से बन जाता है। गाँव में अच्छी कमाई है।"

Monthly Earnings: ₹20,000+
Vikash
Vikash Kumar

Bhagalpur, Bihar

Mobile Shop

"AEPS और DMT दोनों से काम करता हूँ। यह परफेक्ट कॉम्बिनेशन है। ट्रांजैक्शन फ़ैल होने की समस्या बहुत कम है, मेरा बिज़नेस बहुत बढ़ गया है।"

Monthly Earnings: ₹35,000+
Sanjay
Sanjay Prasad

Dhanbad, Jharkhand

Kirana Store

"Micro ATM और DMT दोनों एक साथ चलाता हूँ। दिन भर ग्राहक बने रहते हैं। कमीशन तुरंत मिलता है, जिससे cash flow हमेशा अच्छा रहता है।"

Daily Transactions: 120+
Neha
Neha Singh

Gaya, Bihar

Boutique Owner

"DMT की Security बहुत अच्छी है। मैंने बड़े अमाउंट का ट्रांसफर भी किया है, कभी कोई दिक्कत नहीं आई। Paysaral पर पूरा भरोसा है।"

Max Transfer: ₹2 Lakh/Day
Rajesh
Rajesh Patel

Muzaffarpur, Bihar

Electronics Store

"रीचार्ज और यूटिलिटी बिल पेमेंट के कमीशन से अच्छा मुनाफा कमाता हूँ। पोर्टल बहुत तेज़ चलता है, ग्राहकों को इंतज़ार नहीं करना पड़ता।"

Monthly Profit: ₹28,000+
Deepak
Deepak Verma

Bokaro, Jharkhand

Pharmacy Owner

"AEPS के साथ Cash Deposit की सुविधा बहुत काम आती है। गाँव के लोग आसानी से पैसा जमा कर पाते हैं। मेरी दुकान अब मिनी-बैंक जैसी है।"

Daily Transactions: 80+
Arun
Arun Sharma

Arrah, Bihar

General Store

"Paysaral का DMT सर्विस बहुत भरोसेमंद है। कभी-कभी दूसरे पोर्टल्स पर दिक्कत आती थी, लेकिन यहाँ काम हमेशा smoothly हो जाता है।"

Success Rate: 99.5%
Pooja
Pooja Gupta

Darbhanga, Bihar

Boutique Owner

"Boutique के साथ-साथ डिजिटल बैंकिंग का काम भी करती हूँ। महिलाओं के लिए यह एक सुरक्षित और सम्मानजनक आय का ज़रिया बन गया है।"

Monthly Income: ₹25,000+
Mohan
Mohan Mishra

Jehanabad, Bihar

Tea Shop Owner

"DMT और रिचार्ज का कमीशन Paysaral में सबसे ज़्यादा है। यही वजह है कि मैं इसी पोर्टल को इस्तेमाल करता हूँ। मुनाफा साफ़ दिखता है!"

High Commission: Guaranteed

Frequently Asked Questions (FAQ)

Comprehensive answers to all your operational and security queries.

Absolutely. The core strength of BBPS is its round-the-clock availability. Our system ensures uninterrupted service 24 hours a day, 7 days a week, 365 days a year, irrespective of banking holidays or weekends.

If the transaction fails (e.g., due to system timeout), our automated and NPCI-compliant refund protocol triggers an immediate reversal. The amount is generally credited back to the retailer's wallet instantly or within a maximum period of 30 minutes, minimizing any financial loss.

While we cover over 20,000 national billers, we continuously onboard new regional billers. If a biller is missing, contact our support team; we often integrate new billers rapidly based on partner demand.

The confirmation is near-instantaneous. As a certified operating unit, we submit the payment confirmation to the Biller Operating Unit in real-time. This means the biller updates the customer's account almost immediately.
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