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IRDAI Compliant Digital Insurance

Secure Your Future with Instant Insurance

Get instant policies for Two-Wheeler, Four-Wheeler, and Health with zero paperwork. Join India's most trusted portal for maximum commissions.

How it Works
Insurance Security

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Claim Support

Get Insured in 3 Simple Steps

Buying insurance on PaySaral is faster than making a cup of tea!

01

Enter Details

Simply enter the vehicle number or customer details to fetch the best insurance quotes instantly.

02

Choose Plan

Compare premium rates and features from India's top-rated insurance providers and pick the best one.

03

Instant Policy

Make a secure payment and get your digital policy document immediately on your WhatsApp and Email.

Two Wheeler Insurance
Instant Policy

Two-Wheeler Insurance Details

Comprehensive two-wheeler insurance is a critical financial tool designed to protect bike and scooter owners against the diverse risks present on Indian roads. Beyond fulfilling the mandatory legal requirement of third-party liability, this coverage acts as an all-encompassing shield for your vehicle. The Paysaral platform provides robust protection for Own Damage, which includes losses incurred due to road accidents, fire, or lightning. Furthermore, it safeguards you against man-made disasters such as theft, burglary, and riots, as well as natural calamities like floods and earthquakes. Our retail partners can offer instant digital policy issuance with zero physical inspection, allowing customers to receive valid insurance documents in under two minutes.

All-Risk Protection

Covers damages from accidents, theft, fire, and natural disasters in one plan.

Zero-Depreciation Cover

Get full claim amount for replaced parts without any deduction for aging.

Instant Renewal

Renew even long-expired policies instantly without physical vehicle inspection.

Car Insurance
Save up to 75%

Car Insurance Premium Plans

Protecting your car with a premium insurance plan is essential for maintaining its value and ensuring your family's safety during travel. At Paysaral, we provide advanced car insurance solutions that offer massive savings of up to 75% on own-damage premiums while delivering superior coverage. Our plans include high-end protections like Engine Secure, Return to Invoice, and 24x7 Roadside Assistance. Whether you drive a luxury sedan or a compact hatchback, our network of over 5,000 cashless garages across India ensures that you receive high-quality repairs with zero out-of-pocket expenses. Our digital comparison tool allows retailers to find the best quotes from top insurers instantly, providing a transparent and stress-free insurance experience.

Engine & Gearbox Cover

Protection against costly engine repairs due to waterlogging or oil leakage.

24/7 Roadside Help

Emergency towing, flat tire changes, and fuel delivery at any location.

Invoice Value Protection

Get the full original on-road price if your car is stolen or totally damaged.

Health Insurance

Health Insurance Safety Shield

In an era of skyrocketing medical inflation, a comprehensive health insurance policy is essential to protect your life savings. Paysaral health plans provide a complete financial shield for you and your family against expensive hospital treatments. Our coverage includes a wide range of benefits such as in-patient hospitalization charges, ICU fees, and advanced modern medical procedures. We offer a unique cashless facility at over 10,000 network hospitals nationwide, ensuring that medical care is prioritized over payment during emergencies. Additionally, these plans cover pre and post-hospitalization costs, making it a dual-benefit tool for health and wealth protection for every household.

Cashless Settlement

Direct payment to 10,000+ network hospitals for worry-free medical treatment.

Tax Benefits (80D)

Save up to ₹75,000 on income tax annually on premiums paid for your family.

Lifetime Renewability

Renew your health cover for life regardless of any future medical conditions.

Life Insurance

Term & Life Financial Security

Life insurance is the cornerstone of a responsible financial plan, serving as a promise of long-term security for your loved ones. Paysaral provides a variety of products ranging from high-cover Term Insurance to wealth-building investment plans. A term policy ensures that your family can maintain their current lifestyle and fund major life goals even in your absence. Our life insurance solutions are designed with high claim-settlement ratios and offer a completely paperless onboarding process. With Paysaral, we provide a 360-degree safety net that guarantees your family's financial independence and peace of mind for years to come.

High Sum Assured

Get massive life coverage for your family at very nominal and affordable premiums.

Maturity Benefits

Get guaranteed returns or investment-linked growth upon policy maturity.

Critical Illness Rider

Additional financial payout on diagnosis of specified life-threatening diseases.

Boost Earnings with Added Services:

Go beyond recharge. Offer Money Transfer, Bill Payments, and more.

BBPS Bill Payment
Domestic Money Transfer
Mini ATM (M-POS)
FASTag Recharge
General Insurance
IRCTC Ticket Booking
BBPS Bill Payment
Domestic Money Transfer
Mini ATM (M-POS)
FASTag Recharge
Best in Market

Why People Trust PaySaral?

Instant Policy

No waiting! Get your insurance document on WhatsApp & Email in 2 minutes.

Trusted Brands

We only work with IRDAI-approved top insurance companies in India.

Expert Support

Stuck with a claim? Our dedicated experts are just one call away 24/7.

Lowest Price

Lowest premium guaranteed. Save up to 75% on your existing policies.

Recognized & Trusted By
HDFC
Star
ICICI
Care
LIC
TATA
National General
NEW INDIA ASSURANCE
ICICI
Care
TATA
LIC

Frequently Asked Questions

Everything you need to know about PaySaral Insurance Services

No physical inspection is required for most cases. On the PaySaral platform, you can renew or buy new bike and car insurance instantly with zero paperwork, even if the previous policy has expired.

The process is lightning fast. Once the payment is successfully completed through the PaySaral portal, your digital policy document is generated instantly and can be downloaded within 2 minutes.

Zero-Depreciation means that in the event of a claim, the insurance company will pay the full cost of replacing parts without deducting for age or wear and tear, ensuring the customer gets a much higher claim amount.

If the treatment is taken at any of our 10,000+ network hospitals, the customer doesn't have to pay the bills from their pocket. PaySaral's partners settle the bills directly with the hospital.

Yes, premiums paid for Health and Life Insurance are eligible for tax deductions under Section 80D and Section 80C respectively, helping you save a significant amount of money annually.

Providing previous policy details is helpful to avail of No Claim Bonus (NCB). However, PaySaral can often fetch these details automatically using just the vehicle registration number.

PaySaral provides 24/7 dedicated claim assistance. Our insurer partners ensure a transparent and quick settlement process at thousands of garages and hospitals across India.

PaySaral offers the highest commission rates in the industry for retailers. Every insurance policy issued through your portal earns you an attractive instant commission, making it a highly profitable business vertical.

Ready to Secure Your Future?

Join thousands of Paysaral retailers and provide the best insurance services to your customers.

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